In-person
Starting at $99 per month
- Custom terminal
- EMV Quick Chip
In-office and online
Starting at $99 per month
- Virtual terminal
- Lightbox (online payments)
Sell $100 on a credit card, receive $100 in your account.*
- You pay 0%
- Your customer’s fee 3%
*Where eligible, the credit card discount rate is offset by the surcharge.
Sell $100 on a debit card, receive $98.50 in your account.*
- You pay 1.25% + $0.25
- Your customer’s fee 0%
*Debit card pricing varies among processor platforms. Please confirm your debit card pricing by reviewing your agreement with the payment processor. On some processor platforms, commercial debit cards are assessed a rate of 2.91%. Key-entered debit transactions on the CardX Terminal do not qualify for the 1.25% rate. To achieve the 1.25% rate for key-entry, we invite you to sign up for the Virtual Terminal.
Subscriptions unlock all these features at no extra cost
Optional add-ons
ACH processing
Process bank transfers quickly and securely, and save with minimal processing fees
1% per transaction (capped at $10)
Equipment
Leverage one of our compatible terminals to create your perfect, tailored solution for in-person payments
Terminal protection plan
Unlimited swaps for defects, accidents, and wear and tear. Protection plan can be canceled at any time for any reason.*
$19/month
Powerful surcharging—proven at scale
$55M
Savings delivered to CardX by Stax customers since 2023
5,000+
Customers served with in-house support
99.99%
Uptime means dependability for customers
200+
Payment processors and ISOs use CardX by Stax technology
Availability
- 1 CardX by Stax serves businesses in 48 states plus the District of Columbia.
- 2 CardX by Stax does not serve businesses in CT and MA.
- 3 CardX by Stax is available in Maine and New York, and additional terms apply.
Increase your margins without the hassle
Businesses incur billions in interchange fees each year. With CardX by Stax, they don’t have to.
- 0% cost*
- Automated compliance**
- Customer friendly