Accept credit cards

When customers choose to pay with a credit card, they also cover the fee.

At the time of purchase, CardX by Stax informs the customer of the fee amount, and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale.

Accept debit cards

When customers choose a debit card, they pay no fee, keeping you compliant.

To comply with the rules, CardX by Stax automatically detects when a debit card is entered and applies no fee. You pay only the low cost of debit card acceptance.

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Accept credit card payments at zero cost* with CardX by Stax

^{*Where eligible, the credit card discount rate is offset by the surcharge.}

Learn about pricing

Where CardX by Stax works

There’s a solution for every way you accept cards

Online

Lightbox

Customers pay seamlessly on your website, without being redirected away.
Best in class security. PCI Level 1 compliant. Beautifully designed.
Integrated with Click to Pay to further reduce friction from the online checkout experience.

In office

Virtual terminal

Complete an order in just a few clicks.
No equipment required, no software to install, no special expertise needed.

In person

Terminals

Dejavoo QD2 Mobile Wireless or QD4 Countertop

Connection: Bluetooth, WiFi, 4G, Ethernet
Accept swipe, dip, and contactless payments like Apple Pay and Google Pay

See specs for Dejavoo’s QD2 and QD4

Powerful surcharging—proven at scale

$55M

Savings delivered to CardX by Stax customers since 2023

5,000+

Customers served with in-house support

99.99%

Uptime means dependability for customers

200+

Payment processors and ISOs use CardX by Stax technology

Fair for everyone

The problem

Unless businesses pass on the credit card fee, they have to either raise prices across the board—harming customers who pay with cash or debit—or accept a lower profit margin on credit card sales.

Our solution

CardX by Stax allows customers to pay the fee if they choose a credit card for convenience or rewards, or to use a low-cost debit card with no additional fee.

Availability

1 CardX by Stax serves businesses in 48 states plus the District of Columbia.

2 CardX by Stax does not serve businesses in CT and MA.

3 CardX by Stax is available in Maine and New York, and additional terms apply.

CardX by Stax serves top companies: We’re a leading name in zero-cost transactions.

Before we learned about CardX, we were reluctant to accept cards due to the high cost. With CardX, customers simply use a credit card and I get the full sale amount deposited to my account the next day. CardX really takes all the complexity out of accepting cards. They even ship us more paper for receipts at no cost whenever we ask! Everything has worked so well that we're starting to use the solution at a second location this month.

Rachael - California Granite & Flooring

We are able to get deposits/payments quicker than ever and eliminate a lot of the manual work. Not only is the platform itself wonderful, the customer service is impeccable.

Aerial Titans

Increase your margins without the hassle

Businesses incur billions in interchange fees each year. With CardX by Stax, they don’t have to.

0% cost*

Automated compliance**

Customer friendly

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*Where eligible, the credit card discount rate is offset by the surcharge

**Terms and limitations apply; see our Terms and Conditions for more details